:root{
  /* Light blue theme */
  --bg: #e6f6ff;            /* page background */
  --bg-accent: #f4fbff;     /* panels/sections */
  --ink: #0b1220;           /* near-black text */
  --muted: #556274;         /* muted text */
  --brand: #2997ff;         /* primary blue */
  --brand-500: #4cc0ff;     /* lighter blue */
  --brand-600: #1f7fe0;     /* darker blue */
  --ring: rgba(41,151,255,.35);
  --card: #ffffff;
  --border: rgba(2,6,23,.08);
  --shadow: 0 8px 24px rgba(2,6,23,.06);
  --danger: #d11e27;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg, var(--bg) 0%, #f0faff 60%, #ffffff 100%);
}

img{max-width:100%;height:auto}
a{color:var(--brand-600);text-decoration:none}
a:hover{text-decoration:underline}
.skip{position:absolute;left:-9999px;top:-9999px}
.skip:focus{left:10px;top:10px;background:#fff;padding:.35rem .6rem;border-radius:8px;box-shadow:var(--shadow)}

.container{max-width:1100px;margin:0 auto;padding:0 20px}

/* Buttons & UI */
.btn{
  display:inline-flex;gap:.55rem;align-items:center;justify-content:center;
  border:0;border-radius:14px;padding:.9rem 1.1rem;font-weight:700;
  background:var(--brand);color:#fff;box-shadow:0 6px 18px rgba(41,151,255,.25);
  transition:transform .06s ease,box-shadow .2s ease
}
.btn:hover{transform:translateY(-1px);text-decoration:none;box-shadow:0 10px 26px rgba(41,151,255,.32)}
.btn.secondary{background:#fff;color:var(--brand);border:1px solid rgba(41,151,255,.25)}
.btn.small{padding:.55rem .8rem;font-size:.95rem}
.badge{
  display:inline-flex;align-items:center;gap:.4rem;border-radius:999px;
  padding:.25rem .6rem;font-size:.8rem;background:#e8f3ff;color:#1c67c0;border:1px solid #cfe8ff
}
.muted{color:var(--muted)}
.hide{display:none}

/* Header */
header{position:sticky;top:0;background:rgba(255,255,255,.85);backdrop-filter:saturate(130%) blur(10px);border-bottom:1px solid var(--border);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:.75rem 0}
.brand{display:flex;align-items:center;gap:.75rem;font-weight:800;letter-spacing:.3px;color:#111}
.brand:hover{text-decoration:none}
.brand .logo{width:36px;height:36px}
.brand-name{font-size:1.08rem}
.nav-links{display:flex;gap:.6rem;align-items:center}
.nav-links a{font-weight:600;color:#1f2937;padding:.5rem .6rem;border-radius:10px}
.nav-links a:hover{background:rgba(41,151,255,.08);text-decoration:none}
.mobile-toggle{display:none;background:transparent;border:0}
.nav.is-open .nav-links{
  display:flex;flex-direction:column;align-items:flex-start;background:#fff;position:absolute;left:0;right:0;top:62px;padding:1rem;border-bottom:1px solid var(--border)
}

/* Hero */
.hero{position:relative;overflow:hidden}
.hero::before{
  content:"";position:absolute;inset:-30% -10% auto -10%;height:120%;
  background:
    radial-gradient(60% 60% at 30% 20%, rgba(76,192,255,.35), transparent 60%),
    radial-gradient(60% 60% at 80% 0%, rgba(41,151,255,.25), transparent 60%);
  z-index:-1
}
.hero .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:2rem;align-items:center;padding:3rem 0 2.4rem}
h1{font-size:clamp(2rem,4vw,3rem);line-height:1.05;margin:.2rem 0 .6rem}
.lead{font-size:clamp(1rem,1.4vw,1.15rem);color:#3a475a;max-width:58ch}
.cta-row{display:flex;gap:.6rem;margin:1rem 0 1.2rem;flex-wrap:wrap}
.hero-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-top:1rem}
.card{background:var(--card);border:1px solid var(--border);border-radius:18px;padding:1rem;box-shadow:var(--shadow)}
.card .k{font-weight:800;font-size:1.35rem}
/* .hero-img{border-radius:22px;overflow:hidden;border:1px solid var(--border);box-shadow:0 24px 55px rgba(15,23,42,.12)} */

/* Hero background slideshow */
.hero {
  position: relative;
  overflow: hidden;
  height: 100vh; /* full screen hero */
  display: flex;
  align-items: center;
  background: url("./images/BG.jpg") no-repeat center center/cover;
  color: var(--ink);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(230,246,255,0.6); /* soft overlay for readability */
  z-index: 0;
}

.hero .wrap {
  position: relative;
  z-index: 1; /* keep text above overlay */
}


/* Sections */
section{padding:3rem 0;border-top:1px solid var(--border)}
section:nth-of-type(even){background:var(--bg-accent)}
section h2{font-size:clamp(1.6rem,2.5vw,2rem);margin:0 0 .8rem}
section p{color:#475569}

/* Services */
.grid{display:grid;gap:1rem}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.service{padding:1rem;border-radius:16px;background:linear-gradient(180deg,#fff,#f8fcff);border:1px solid var(--border)}
.service h3{margin:.4rem 0 .25rem;font-size:1.05rem}
.service p{font-size:.96rem}

.service img {
  width: 100%;
  aspect-ratio: 1/1;   /* force square */
  object-fit: cover;
  border-radius: 12px;
  box-shadow: var(--shadow);
  margin-bottom: 0.6rem;
}


/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.step{background:#fff;border:1px solid var(--border);border-radius:16px;padding:1rem;display:flex;gap:.9rem}
.step .num{flex:0 0 34px;height:34px;border-radius:10px;background:#e8f3ff;color:#1c67c0;display:grid;place-items:center;font-weight:800}

/* Insurance */
.ins{display:grid;grid-template-columns:1.5fr 1fr;gap:1rem}
.list{list-style:none;padding:0;margin:.4rem 0 0}
.list li{display:flex;gap:.5rem;align-items:flex-start;padding:.45rem 0}

/* Testimonials */
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.quote{background:#fff;border:1px solid var(--border);border-radius:16px;padding:1rem}
.quote p{margin:.4rem 0}

/* FAQ */
.faq{display:grid;grid-template-columns:1fr;gap:.6rem}
.faq details{background:#fff;border:1px solid var(--border);border-radius:14px;padding:.75rem 1rem}
.faq summary{font-weight:700;cursor:pointer}

/* Contact */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.contact-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:1rem}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
label{display:block;font-weight:600;margin:.45rem 0 .25rem}
input,select,textarea{
  width:100%;padding:.8rem;border-radius:12px;border:1px solid rgba(2,6,23,.18);
  font:inherit;background:#fff
}
input:focus,select:focus,textarea:focus{outline:3px solid var(--ring);border-color:var(--brand)}
.help{font-size:.85rem;color:var(--muted)}
.error{color:var(--danger);font-size:.85rem}

/* Footer */
footer{background:#0b1220;color:#cbd5e1;margin-top:2rem}
footer a{color:#bfe3ff}
.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:1rem;padding:2rem 0}
.sub{display:flex;gap:.4rem}
.sub input{flex:1}
.foot-h{margin:0 0 .6rem}
.brand-footer{color:#e2e8f0}
.end{border-top:1px solid rgba(148,163,184,.25);display:flex;justify-content:space-between;align-items:center;padding:1rem 0}

/* Responsive */
@media (max-width: 960px){
  .hero .wrap{grid-template-columns:1fr}
  .hero-cards{grid-template-columns:1fr 1fr}
  .grid.cols-3{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr}
  .ins{grid-template-columns:1fr}
  .testimonials{grid-template-columns:1fr}
  .contact{grid-template-columns:1fr}
  .foot{grid-template-columns:1fr}
  .nav-links{display:none}
  .mobile-toggle{display:inline-grid;place-items:center}
}